Hugtakasafn þýðingamiðstöðvar utanríkisráðuneytisins
Hugtakasafn : Eitt hugtak
- ÍSLENSKA
- lánaumsýslustarfsemi
- ENSKA
- credit servicing activities
- Svið
- neytendamál
- Dæmi
- [is] Væntanlegt
- [en] It is open to Member States to regulate credit servicing activities that do not fall within the scope of this Directive, such as services offered for credit agreements issued by non-credit institutions or credit servicing activities performed by natural persons, including by imposing requirements equivalent to those under this Directive.
- Skilgreining
- [is] Væntanleg
- [en] credit servicing activities means one or more of the following activities:
a)
collecting or recovering from the borrower, in accordance with national law, any payments due related to a creditors rights under a credit agreement or to the credit agreement itself;
b)
renegotiating with the borrower, in accordance with national law, any terms and conditions related to a creditors rights under a credit agreement, or of the credit agreement itself, in line with the instructions given by the credit purchaser, where the credit servicer is not a credit intermediary as defined in Article 3, point (f), of Directive 2008/48/EC or in Article 4, point (5), of Directive 2014/17/EU;
c)
administering any complaints relating to a creditors rights under a credit agreement or to the credit agreement itself;
d)
informing the borrower of any changes in interest rates or charges or of any payments due related to a creditors rights under a credit agreement or to the credit agreement itself; - Rit
- [is] Tilskipun Evrópuþingsins og ráðsins (ESB) 2021/2167 frá 24. nóvember 2021 um lánaumsýsluaðila og lánkaupendur og breytingu á tilskipunum 2008/48/EB og 2014/17/ESB
- [en] Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU
- Skjal nr.
- 32021L2167
- Orðflokkur
- no.
- Kyn
- kvk.
Takk fyrir
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