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Hugtakasafn : Eitt hugtak
ÍSLENSKA
alþjóðlega matsstaðlanefndin
ENSKA
IVSC
Svið
alþjóðastofnanir
Dæmi
[is] Mikilvægt er að tryggja að íbúðarhúsnæði sé verðmetið á viðeigandi hátt áður en lánssamningur er gerður og einkum þegar matið hefur áhrif á eftirstandandi skuldbindingar neytandans, komi til vanskila. Aðildarríki ættu því að tryggja að áreiðanlegir matsstaðlar séu fyrir hendi. Til að teljast áreiðanlegir skulu matsstaðlar taka tillit til alþjóðlega viðurkenndra matsstaðla, einkum þeirra sem þróaðir eru af alþjóðlegu matsstaðlanefndinni (e. the International Valuation Standards Committee), evrópskum hópi matsaðilasamtaka (e. the European Group of Valuers Associations) eða konunglegri stofnun löggiltra matsaðila (e. the Royal Institution of Chartered Surveyors).


[en] It is important to ensure that the residential immovable property is appropriately valued before the conclusion of the credit agreement and, in particular where the valuation affects the residual obligation of the consumer in the event of default. Member States should therefore ensure that reliable valuation standards are in place. In order to be considered reliable, valuation standards should take into account internationally recognised valuation standards, in particular those developed by the International Valuation Standards Committee, the European Group of Valuers Associations or the Royal Institution of Chartered Surveyors.


Skilgreining
[en] The origins of IVSC lie in the International Assets Valuation Standards Committee (TIAVSC) that was formed in 1981 with the objective of developing consistent standards across national borders. The founder members were a number of professional institutes mainly concerned with real property valuation. The Committee changed its name in 1994 to the International Valuation Standards Committee, and from the late 1990s started to include member organizations concerned with the valuation of assets other than real property.

Following a restructuring of the organization in 2008 its name was again changed, this time to the International Valuation Standards Council. In 2012 the IVSC has over 70 organizations in membership from 54 countries. The organizations in membership accredit and regulate the conduct of individual valuers who specialize in the valuation of many different types of assets and liabilities, such as business interests, real property, intangibles, capital equipment and financial instruments. The International Valuation Standards Council (IVSC) is an independent, not-for-profit, private sector standards organization incorporated in the USA and with its operational headquarters in London, UK. The IVSC develops international technical and ethical standards for valuations on which investors and others rely.

The IVSC is responsible for developing the International Valuation Standards and associated technical guidance. To ensure that the public interest is effectively protected it also engages with other bodies active in the regulation of the financial markets to ensure that valuation issues are properly understood and reflected. The IVSC works cooperatively with national professional valuation institutes, users and preparers of valuations, governments, regulators and academic bodies, all of whom can become members of the IVSC and play a role in advising the Boards on their agenda priorities. (Wikipedia)


Rit
[is] Tilskipun Evrópuþingsins og ráðsins 2014/17/ESB frá 4. febrúar 2014 um lánssamninga fyrir neytendur í tengslum við íbúðarhúsnæði og um breytingu á tilskipun 2008/48/EB og 2013/36/ESB og reglugerð (ESB) nr. 1093/2010

[en] Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010

Skjal nr.
32014L0017
Aðalorð
matsstaðlanefnd - orðflokkur no. kyn kvk.
Önnur málfræði
nafnliður
ENSKA annar ritháttur
International Valuation Standards Committee

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